For Agents

At last. . .standalone personal jewelry insurance

Now you have access to a new, better, and more flexible market for writing jewelry insurance business — and at highly competitive rates.


As agents have told us over the last few years, they don't write much jewelry insurance business because they can't find a suitable market. Jewelry Insurance Brokerage of North America (JIBNA) fills that market need.

We offer standalone personal jewelry insurance — a standard ISO Personal Articles Floater (PAF) — through an admitted A-rated carrier. Our policy overcomes the limitations and exclusions typically found in homeowners policies. What's more, we offer a practical, “makes-sense” alternative when your usual homeowners sources modify their limits and exclusions or withdraw from high-loss markets (e.g., hurricane zones) altogether.

JIBNA makes it easy and eliminates the guesswork often associated with insuring jewelry. How do we do it? With our advanced underwriting process and proprietary software that screens and scores jewelry appraisals and performs insurance to value (ITV) calculations. This process enables us to more accurately determine how much coverage is necessary to properly insure the jewelry.

Our program

We make it easy to do business with JIBNA. You can place business with us any time. There is no premium requirement to meet. We offer jewelry policies starting at $50 minimum premium. What's more, we offer competitive rates and attractive commissions.

When you become a JIBNA agent, you are equipped and supported with the tools you need to effectively offer our policy to your customers. We realize that many agents have never been exposed to the training and resources that would enhance their understanding of jewelry insurance. So, we also make available, through our business partners, a variety of support services, including:

  • an optional one-of-a-kind Jewelry Insurance Workshop that provides 8 hours C.E. credit
  • a comprehensive Jewelry Insurance Reference Manual
  • expert policy support via underwriting software that facilitates jewelry appraisal scoring and submissions processing — no more over- or under-insurance problems!
  • free access to industry standard JISO forms (formerly ACORD)
  • a free 50-page Guide to Marketing Jewelry Insurance
  • collateral marketing materials and support

Contact us for more information!

Free email newsletter

JIBNA sponsors Jewelry Insurance Issues, a FREE monthly newsletter published and distributed by JCRS Inland Marine Solutions, Inc.

Each month the newsletter alerts agents to important jewelry issues or topics they need to be aware of. Everything from fake diamonds to bogus jewelry appraisals, color enhancements, hidden flaws, counterfeit watches, and more is covered. Special attention is paid to what agents, underwriters, and adjusters need to know because millions of dollars are at stake.

Sign up today for this valuable resource. Each month you will receive an email notifying you of the current issue. You can cancel your subscription at any time.





Join our team

If you'd like to expand your agency's product offerings with a new, easy-to-write personal jewelry insurance policy, we invite you to join our team.

To learn more, please complete the form on this page, and a JIBNA representative will contact you.

To become a JIBNA agent, see Agent Documents.